If you’ve been injured in a motor vehicle accident in Ontario, you may be entitled to Statutory Accident Benefits (SABS)—regardless of who was at fault. These benefits provide financial support for medical expenses, lost wages, rehabilitation, and more. At Go Global Immigration, we help you navigate the complex claims process to ensure you receive the compensation you deserve.
SABS is a mandatory insurance coverage in Ontario that provides financial support to accident victims. These benefits cover:
✔ Medical & Rehabilitation Expenses – Covers physiotherapy, chiropractic care, counseling, and more.
✔ Income Replacement – Receive up to 70% of your weekly income (max $400/week).
✔ Attendant Care – Covers costs if you need personal care assistance.
✔ Caregiver & Non-Earner Benefits – Support for those unable to return to work or daily activities.
✔ Death & Funeral Benefits – Financial support for families of deceased accident victims.
Filing a car accident claim in Ontario is straightforward but requires attention to detail. Here’s what you should do:
✔ Ensure safety, check for injuries, and call 911.
✔ Move your vehicle if safe to do so.
✔ Gather key information:
• Contact & insurance details of involved parties
• Photos of the accident scene & injuries
• Witness details & police officer’s name/badge number
✔ Note the date, time, location, and a brief accident description.
✔ Report the accident to your insurance provider ASAP.
✔ Submit required documents for your claim.
✔ The insurer will determine fault based on Ontario’s Fault Determination Rules.
✔ Provide medical documentation and additional info as required.
✔ The insurer will assess expenses & benefits based on evidence.
✔ If the settlement is unfair, negotiate or seek legal help.
❌ No valid insurance or driver’s license
❌ Driving without consent of the owner
❌ Committing a crime while driving
❌ Insufficient or false information
❌ Missed filing deadlines
Disputes can be resolved through the Licence Appeal Tribunal. Need help? Our legal team ensures you get the compensation you deserve! 🚗⚖️
1️⃣ Report the Accident – Notify your insurance provider within seven days of the accident.
2️⃣ Complete the OCF Forms – Submit the required Ontario Claims Forms (OCF-1, OCF-3, etc.) on time.
3️⃣ Medical Assessments – Provide evidence of injuries and necessary treatment plans.
4️⃣ Negotiate for Maximum Benefits – Insurance companies often minimize payouts—we ensure you get what you deserve.
5️⃣ Dispute Resolution – If your claim is denied or reduced, we fight for your rights through the License Appeal Tribunal (LAT).
In Ontario, accident benefits extend to the following individuals:
In case of the driver’s death, their dependents may be eligible for financial benefits.
Because Ontario enforces a no-fault accident system, causing a vehicular accident doesn’t directly impact your ability to receive compensation. However, you may receive reduced benefits.
Your insurance company can reduce your benefits depending on the degree of fault (from 1% to 99%). In addition, renewing your policy when you are at fault may increase your premiums as you’ll be considered a high risk driver.
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